Important Notice: If you are applying for individual credit, in your name, and are relying upon your own income or assets and not the income or assets of another person as the basis for repayment, please complete only the sections for Applicant. If you are applying for a joint account or an account that you and another person will use, complete the Applicant and Co-Applicant sections. If applying for a joint account, both the Applicant and Co-Applicant must sign below.
NOTICE: Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
The following information is requested by the federal government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing, and the home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. You may select on or more designations for Race. The law provides that a lender may not discriminate on the basis of this information, or on whether you choose to furnish it. However, if you choose not to furnish the information and you have made this application in person, under federal regulations the lender is required to note the ethnicity, race, and sex on the basis of visual observation or surname. If you do not wish to furnish the information, please check below.
By signing below, I (We) are applying for a consumer loan. Everything I (we) have stated in this application is correct to the best of my (our) knowledge). I (We) understand that you will retain this application whether or not it is approved. You are authorized to check my (our) credit and employment history and to answer questions about your credit experience with me (us). I (We) understand that upon approval of this loan application, additional personal and financial information may be required prior to the disbursement of loan proceeds.
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